Paycheck Guardian Reviewed — Unemployment Protection

November 23, 2008 by · 6 Comments
Filed under: Credit 

What is Paycheck Guardian

UPDATE – PAYCHECK GUARDIAN IS CLOSED – SORRY FOR THE INCONVENIENCE!!!

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Paycheck Guardian is a novel product, as it provides a pretty compelete financial protection package for US employees. In addition to legal services, debt relief help, and credit counseling, the plan provides unemployment benefits, along with accidental death and disability benefits.

Competition: Paycheck Guardian seems ahead of the few competitors. BPAL requires a 9 month waiting period, compared to PG’s 4 month waiting period. CSI has a maximum benefit of only $500 for 3 months, while PG offers a $1500 monthly benefit for 4 months. And yet, Paycheck Guardian’s cost is very affordable compared to these other plans.

Paycheck Guardian Benefits Review

A member must be a W-2 employee to qualify for the private unemployment benefits, and he or she must satisfy a 4 month actively at work clause with their job. In general, employees who qualify for state unemployment benefits can qualify for this program.

The best way to understand the benefits is the visit the FAQ section of Paycheck Guardian, and it will guide you through the most common questions about plan details.

Paycheck Guardian Benefits

  • Up To $1500 of Unemployment Benefits Per Month For Qualified Employees
  • Identity Theft Protection
  • Debt Relief and Credit Counseling
  • Legal Services – Some are free, and some are provided at greatly reduced rates
  • Accidental Death and Disability Benefits

Learn more: Paycheck Guardian

Related Websites: USHomePay Unemployment Mortgage Protection

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